Monday Minute – April 21, 2025

Simplicity InsurMark’s Ultimate Roth Conversion Biz Builder

Overview

In light of anticipated tax increases due to federal budget deficits, economic stimulus, and new administration policies, Roth IRA conversions present a significant tax planning opportunity. The Ultimate Roth Conversion Biz Builder resource library is designed to help financial professionals leverage this opportunity effectively.

Key Components of the Action Plan

• Videos: Educational content to understand the benefits and strategies for Roth IRA conversions.
• White Papers: In-depth analyses on the implications of rising taxes and the advantages of Roth conversions.
• Software Solutions: Tools to assist in planning and executing Roth conversions.
• Custom-Branded Video: A marketing resource to promote Roth IRA conversions to clients.

Marketing Opportunity

As taxes are projected to rise, now is the time to initiate conversations with clients about tax planning for 2026 and beyond. Financial professionals should connect with their Advisor Development Consultant to access the Launch Event video replay and detailed Action Plan. Tax planning for 2026 and beyond starts here.

The Power of Protection from Annuities vs. the traditional 60/40 portfolio.

Market Context

The traditional 60/40 portfolio (60% equities, 40% fixed income) has struggled to deliver substantial returns, achieving only a 2% annual return since early 2022. Given the current economic uncertainty and market volatility, this investment strategy faces significant challenges.

Opportunity for Discussion

Financial professionals should emphasize the power of protection offered by annuities, particularly when discussing portfolio strategies with clients relying on traditional 60/40 allocations. The inherent volatility of markets makes principal-protecting products with built-in inflation hedges particularly appealing.

Action Item

Reach out to your Advisor Development Consultant for access to the Bloomberg 60/40 chart, showcasing performance over the past three and a half years, to facilitate discussions with clients.

Introducing Revol One Financial

Company Overview

Revol One Financial, a new carrier backed by Axar Capital Management, offers a national platform and holds a B++ rating. They focus on delivering exceptional service and leveraging technology for quick, responsive experiences for agents and clients. They aim to differentiate themselves through their service-oriented approach and ability to quickly process business. They emphasize their quick suitability review process, noting they can often approve replacements and exchanges quickly.

Product Lineup Includes:

• Accelera Plus Multi-Year Guaranteed Index Annuity (MYGA):
  • Offers a guaranteed fixed rate of 4% plus participation in S&P 500 growth (up to 60-70%).
• Fixed Index Annuity with 16% Bonus:
  • Provides a 16% bonus that vests over 10 years, along with enhanced participation options.
• Direct Growth Fixed Annuity:
  • Highly competitive fixed rates up to 6.05%, with optional riders available.

Current MYGA Rates (as of April 15, 2025):

• 3-Year: 5.85%
• 5-Year: 6.05%
• 7-Year: 6.00%

Action Item

Contact your Advisor Development Consultant for more information and illustrations regarding Revol One Financial’s products.

Simplicity InsurMark Operational Success Academy

Event Details

• Date: June 17th – 18th
• Location: Houston, Texas

Agenda Highlights
Business Management Tips: From budgeting and goal setting to enhancing accountability and professionalizing practices. Social Media Marketing Strategies: Effective tips for marketing within the operational staff context.

Target Audience
This event is specifically designed for operational staff (not advisors).

Logistics
Advisors are responsible for travel arrangements to the hotel, while Insurmark will handle all other event-related needs.

Action Item
Contact your Advisor Development Consultant or Case Manager for registration details and to secure your spot. 

REGISTRATION NOW OPEN!